Flood Damaged Property


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Flooding goes beyond weather-related causes… Thunderstorms, tropical storms, hurricanes, excessive rain and snow; these are all commonly recognized causes of floods. But did you know flooding also occurs due to overburdened or clogged sewage and drainage systems, urbanization such as paving , and dam failures, too, to name a few?

5 Ways Flood Damage Can Affect Your Home or Business

Flooding can occur in a fast or slow fashion, effecting obvious areas as well as those that appear completely harmless in dry weather. Have you suffered from water damage? Time is not on your side.


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Property damage and loss from seeping water requires fast action. Unless your items are completely dry, you are only prolonging the inevitable. Skip to main content. How can floods affect your home or business?

Flood Damage Repair and Restoration Water is the single most long-term destructive substance in the indoor environment. Call Book an Appointment.

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We take away the stress of making your claim We understand how stressful the process of making a claim for flood damage on your building insurance can be. Our aim is to make the whole claim and repair process as fast and pain free as possible for you. We are here to help. We conduct a damp survey and ask your authority to deal directly with your insurer We prepare a comprehensive report outlining remedial works and costs We meet with the insurance Loss Adjuster to go through our report and get the work agreed We pump standing flood water out of the property using impeller and vacuum pumps We clear the affected rooms of your contents and water damaged flooring and plaster We install drying equipment and regularly monitor progress Once dry we provide you with a certificate of dryness, hygiene and air quality We then carry out high quality flood damage restoration and repairs using our highly skilled team of builders.

According to the Environmental Protection Agency, This includes washing machines, dishwashers, kitchen sinks and bathroom lavatories, refrigerator icemakers, water softeners and humidifiers.

Water damage

A few US companies offer whole-house leak protection systems utilizing flow-based technologies. A number of insurance companies offer policy holders reduced rates for installing a whole-house leak protection system. As far as insurance coverage is concerned, most damage caused by bad weather is considered flood damage and normally is not covered under homeowners insurance. Coverage for bad weather would usually require flood insurance. Category 1 Water - Refers to a source of water that does not pose substantial threat to humans and classified as " clean water ".

Examples are broken water supply lines, tub or sink overflows or appliance malfunctions that involves water supply lines.


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Category 2 Water - Refers to a source of water that contains a significant degree of chemical, biological or physical contaminants and causes discomfort or sickness when consumed or even exposed to. Known as " grey water ".

5 Ways Flood Damage Can Affect Your Home or Business | Rainbow International Blog

This type carries microorganisms and nutrients of micro-organisms. Examples are toilet bowls with urine no feces , sump pump failures, seepage due to hydrostatic failure and water discharge from dishwashers or washing machines. Category 3 Water - Known as " black water " and is grossly unsanitary. This water contains unsanitary agents, harmful bacteria and fungi , causing severe discomfort or sickness. Type 3 category are contaminated water sources that affect the indoor environment.

This category includes water sources from sewage , seawater, rising water from rivers or streams, ground surface water or standing water. Category 2 Water or Grey Water that is not promptly removed from the structure and or have remained stagnant may be re classified as Category 3 Water.

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Toilet back flows that originates from beyond the toilet trap is considered black water contamination regardless of visible content or color. Class of water damage is determined by the probable rate of evaporation based on the type of materials affected, or wet, in the room or space that was flooded. Determining the class of water damage is an important first step, and will determine the amount and type of equipment utilized to dry-down the structure.

Class 1 - Slow Rate of Evaporation.


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